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Member Assistance Program Available Starting October 1, 2023 What services will the new Member Assistance Program provide you? The MCASF Local 725 Health & Welfare Trust is pleased to introduce a new Members Assistance Program designed to help Local 725 members and their covered family members cope with the many personal and work challenges that we all encounter from time to time. For example, you may need confidential assistance managing stress or depression, learning new parenting skills, or finding a nursing home for a loved one. This new program, the Ulliance Life Advisor Member Assistance Program , provides many services including short-term counseling for mental health issues, coaching, crisis intervention, and community resources. Other examples of areas of assistance include: Counseling to help you manage stress, anxiety, and depression. Substance abuse counseling. Family issues counseling. Financial counseling. We think this program will be very helpful for you and your family members who are covered under the health plan. ​ Read the Introductory letter to this new program. READ HERE Program Information How is it funded? This new program is funded by the MCASF Local 725 Health & Welfare fringe benefit contribution paid by employers on behalf of eligible Local 725 members. The many services covered by the program will be provided to covered Local 725 members and their family members at no charge. Who should I contact with questions? As with all fringe benefits provided for under the terms of the MCASF Local 725 labor contract, this program will be administered by Benefit Services. If you have questions, please contact Benefit Services. When does the program go into effect? These new members assistance services became available on October 1, 2023. ​ How will Local 725 members and their covered family members be informed about the program? Making sure that all Local 725 members are aware of this new program & the services that it provides is a top priority. With that in mind, the following outreach events are planned: Throughout the month of September, Benefit Services will share information with you via US mail and E-Mail. Benefit Services is coordinating virtual presentations to take place during employers' monthly safety meetings. ​ How can you help support this effort? Benefit Services regularly sends out helpful information on all benefits administered by our office. You can help ensure that we are reaching your covered family members by signing up for our newsletters & important announcements. Spread the word: Please encourage your Local 725 brothers and sisters to watch their mail and emails. Watch Watch these introductory video on our new Member Assistance Program Watch Introductory Video Learn More Learn more on our new Member Assistance Program Member Assistance Program Summary How to Login into the MAP Portal Legal & Financial Assistance 15 Reasons To Use the Life Advisor EAP Anxiety, Stress, Sadness/Depression, Anger, Communication, Relationships, Substance Use/Addictions, Grief and Loss, Parenting/Family, Medical/Elder Care, Career/Performance Issues, Domestic Violence, Legal/Financial. The EAP is for concerns that impact your daily life, relationships, work-life balance, mental health, work and career, quality of life and overall wellness - right now. Call today and speak with a mental health professional before your concerns become a crisis. 1. When you've had an argument with your spouse/significant other and are struggling with communication. 2. When you're worried about something your teenager said or did. 3. When your good friend suddenly ghosts you and you have no idea why. 4. When you're stressed because there's not enough money for holiday season, summer vacation or bills. 5. When you've got a legal question, but you'd rather not ask your family member. 6. When you're feeling overwhelmed with Just. Too. Much, Stuff. To. Do. 7. You just got married and your kids and your new spouse's kids aren't getting along. 8. When you feel down or anxious, don't know why, and aren't sure how to deal with it. 9. When you're struggling at work making mistakes, calling in, or getting written up often. 10. When your grown kids are asking too much of you. 11. When your spouse has lost their job and you don't know where to turn. 12. When you're feeling really isolated, lost or lonely. 13. When you've decided to rein in your spending and create a family budget. 14. If you've thought about hurting yourself. 15. When you've had a death or loss in your family and would like to talk to someone. Ulliance provides no cost, confidential, short-term counseling for you & your family. Contact us at 800-448-8326 Monthly Newsletter Suicide Prevention and Postvention: September is Suicide Prevention Month. This is a time to raise awareness, de-stigmatize suicidality and support and remember those who have been affected by it. The CDC reports that 49,476 Americans died by suicide in 2022, the highest ever recorded. Read More Monthly Video Suicide Prevention and Postvention: Raise awareness with key steps: Know warning signs; Ask directly; Offer support! Life Advisor Well-Being Webinar A Parent's Role in ADHD - Making A Difference Thursday, September 19th at 1:30 p.m. Unlock the power of parental influence in your child's ADHD journey with this webinar. Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library Discounts For You! 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Maligayang pagdating sa MCASF Lokal na 725 Mga Pondo ng Pakinabang ​ Sa loob ng website na ito, magkakaroon ka ngayon ng pag-access ng 24 na oras sa isang araw, 7 araw sa isang linggo sa karaniwang hiniling na mga form, kapaki-pakinabang na naka-highlight na mga link, madalas na nagtanong tungkol sa mga benepisyo, at ligtas na pag-access sa iyong personal na impormasyon ng benepisyo. ​ Napakahalagang Impormasyon, Isang Pag-click Malayo! Changes To The Health Plan ~ Effective May 1st Changes to the Health Plan, Effective May 1st The Board of Trustees carefully & routinely reviews the Health Plan benefits, eligibility & vendors to ensure the best affordable benefits are provided to you and your dependents. Two changes are occurring May 1st. Learn More Prescription Benefit Manager (Rx Network) Change Effective May 1, 2024, SAV-RX will replace Florida Blue's Prime Therapeutics as the Health Fund's prescription benefit manager. You will be receiving more information from Sav-Rx and a new Prescription ID Card prior to May 1, 2024. Frequently Asked Questions New Medical Plan from Florida Blue Effective May 1, 2024, Florida Blue's BlueOptions will replace the current BlueChoice as the Medical Plan of the MCASF Local 725 Health Fund. You will be receiving your BlueOptions ID Card prior to May 1, 2024. Frequently Asked Questions Member Assistance Program Is Now Available! Learn More A Better You Information & webinars for a healthier you... Click Here To Learn More Patient Portal Get ready to experience a seamless and convenient way to manage your medications. The Sav Rx portal puts your Pharmacy Benefits at your fingertips! Read More Visit Sav Rx Portal DC Fund Preliminary Investment Results 6.6% YTD as o f July 31 , 2024 Monthly Newsletter Suicide Prevention and Postvention: September is Suicide Prevention Month. This is a time to raise awareness, de-stigmatize suicidality and support and remember those who have been affected by it. The CDC reports that 49,476 Americans died by suicide in 2022, the highest ever recorded. Read More Monthly Video Suicide Prevention and Postvention: Raise awareness with key steps: Know warning signs; Ask directly; Offer support! Florida Blue Blog Magbasa pa Mga Sentro ng Asul ng Florida Magbasa pa Mga Sentro ng Asul ng Florida Magbasa pa Florida Blue Blog Miami the Falls Hialeah Fort Lauderdale / Sunrise Boynton Beach / Palm Beach Port St. Lucie Life Advisor Well-Being Webinar A Parent's Role in ADHD - Making A Difference Thursday, September 19th at 1:30 p.m. Unlock the power of parental influence in your child's ADHD journey with this webinar. Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library Participant Portal Do more online..... Did you know you can change your address directly on the portal or you can update your beneficiaries. ​ You can complete your enrollment form directly on the portal. Form is pre-populated with your information currently on file so it's easy to update, just a few clicks and you are done. ​ If you are a pensioner, you can change your bank information on your direct deposit. ​ If you need to send us important personal documents such as a birth certificate for a new born or a marriage certificate for your new spouse, you can now upload those documents securely through the participant portal. Login Here Stay Informed About Your Benefits..... With text messages from us! Sign Up today so you don't miss out on important information. Mag-sign Up! Kunin ang Pinakabagong Balita sa Iyong Inbox MAG PALISTA NA NGAYON! Subscribe to our newsletter • Don’t miss out! Email Join Thanks for subscribing! Kunin ang Pinakabagong Balita sa Iyong Inbox MAG PALISTA NA NGAYON!

Ang Iyong Mga Pakinabang sa Pangangalaga sa Kalusugan Ang Lupon ng Mga Tagapangasiwala ng MCASF Lokal 725 Pangkalusugan at Kapakanan Tuwang-tuwa ang Trust Fund na salubungin ka sa Pangangalagang Pangkalusugan website. Sa loob ng website na ito, magkakaroon ka ngayon ng pag-access ng 24 na oras sa isang araw, 7 araw sa isang linggo sa karaniwang hiniling na mga form, kapaki-pakinabang na naka-highlight na mga link, at madalas na tinatanong tungkol sa iyong impormasyon sa benepisyo. About the Health Fund The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan. ​ It's Almost That Time Again..... Annual Family Statements Each year, the Health Fund sends out it's Annual Family Statement, which ensures that the Fund has up-to-date information on you and your eligible dependents. ​ The Board of Trustees requires that ALL eligible participants complete the form annually. ​ If the form is not submitted, your health coverage will be suspended and there will be a delay in the payment of any benefit claims. Watch for your form in the mail in October! Changes To The Health Plan ~ Effective May 1st Changes to the Health Plan, Effective May 1st The Board of Trustees carefully & routinely reviews the Health Plan benefits, eligibility & vendors to ensure the best affordable benefits are provided to you and your dependents. Two changes are occurring May 1st. Learn More Prescription Benefit Manager (Rx Network) Change Effective May 1, 2024, SAV-RX will replace Florida Blue's Prime Therapeutics as the Health Fund's prescription benefit manager. You will be receiving more information from Sav-Rx and a new Prescription ID Card prior to May 1, 2024. Frequently Asked Questions New Medical Plan from Florida Blue Effective May 1, 2024, Florida Blue's BlueOptions will replace the current BlueChoice as the Medical Plan of the MCASF Local 725 Health Fund. You will be receiving your BlueOptions ID Card prior to May 1, 2024. Frequently Asked Questions Read SMM #1 MCASF Local 725 Health & Welfare Fund Summary of Material Modifications #1 ~ Cellular & Gene Therapy Exclusion, Effective January 2, 2024 ​ #2 ~ Calendar Year Maximum Out of Pocket Expense Change, Effective January 1, 2024 as required by Section 104(b) of ERISA READ SMM #2 Mga Pakinabang sa Medikal Ang iyong network ng benepisyo sa medisina ay ibinibigay ng Florida Blue, upang hanapin ang isang kalahok na doktor ng pangunahing pangangalaga sa Blue Choice network, mangyaring tawagan 1-800-664-5295 o bisitahin ang kanilang website sa www.floridablue.com Florida Blue Member Assistance Program Is Now Available! Learn More Monthly Newsletter Suicide Prevention and Postvention: September is Suicide Prevention Month. This is a time to raise awareness, de-stigmatize suicidality and support and remember those who have been affected by it. The CDC reports that 49,476 Americans died by suicide in 2022, the highest ever recorded. Read More Monthly Video Suicide Prevention and Postvention: Raise awareness with key steps: Know warning signs; Ask directly; Offer support! Life Advisor Well-Being Webinar A Parent's Role in ADHD - Making A Difference Thursday, September 19th at 1:30 p.m. Unlock the power of parental influence in your child's ADHD journey with this webinar. Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library HEALTHY ADDITION PRENATAL PROGRAM Florida Blue has found some great ways to help give you and your baby the best care available, even before they are born. Learn More A Better You Information & webinars for a healthier you... Click Here To Learn More Your Prescriptions Are Now Being Handled By Sav-Rx Effective May 1st, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card. Watch this area for more helpful information regarding drug coverage through the Health Fund. Website Call Guide Patient Portal Get ready to experience a seamless and convenient way to manage your medications. The Sav Rx portal puts your Pharmacy Benefits at your fingertips! Read More Visit Sav Rx Portal Loss of Time Benefit Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit. ​ Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician. ​ For a Loss of Time benefit , you will receive a benefit based on your job classification. ​ General Foreman, Foreman. R5, R1 & MESJ ~ $ 500.00 per week R2 & Apprentice 5th Year ~ $ 360.00 per week R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $ 250.00 per week ​ Read more about the Loss of Time Benefit here ​ Applications are available on the Document tab Read More Application Feeling sluggish or down lately? it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started. Healthy Words of Wisdom Making Food Fun Again Sav-Rx Mail Order Pharmacy Benefits Cost-effective option for long-term maintenance & specialty medications All orders shipped directly to your door for no additional charge How It Works Send in prescription Pay at time of order Orders shipped to you Convenient refills by phone, the Sav-Rx website, or the Sav-Rx App How to Send in Prescriptions (3 Options) Ask your doctor to send the prescription electronically to Sav-Rx in Fremont, NE Ask you doctor to fax Sav-Rx the prescription at 402-753-2890 Call Sav-Rx with your prescription drug name and your physician's contact information and Sav-Rx will do the rest! Florida Blue Florida Blue Blog Magbasa pa Mga Sentro ng Asul ng Florida Magbasa pa Mga Sentro ng Asul ng Florida Magbasa pa Florida Blue Blog Miami the Falls Hialeah Fort Lauderdale / Sunrise Boynton Beach / Palm Beach Port St. Lucie CLICK HERE TO GET STARTED Accesible via Mobile Devices ​ ​ You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number) You will then receive a text message reply with a link you can click on to open your digital education kit. *Standard text messaging rates apply based on your plan and your carrier. For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge. Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association Copyright 2021 Florida Blue; All rights reserved Map Your Personal Path to Health Start Today Ang Kahalagahan ng pagpapatingin sa iyong dentista Matuto pa Protektahan ang Iyong Sarili Sa Panahon ng Trangkaso Matuto Pa Tungkol sa Pag-iwas sa Trangkaso Más information sobre cómo evitar la gripe Maaari ba akong makakuha ng trangkaso mula sa flu shot? Bata pa ako, malusog at hindi pa nagkaroon ng trangkaso. Kailangan ko ba talaga ng flu shot? Paano ko malalaman kung ako ay may sipon o trangkaso? Helpful Healthcare Links Florida Blue Your Link to Florida Blue Florida Blue Dental Your link to Florida Blue Dental Sav-Rx Prescription Service Your Link to Sav-Rx Prescription Services Medicare Your Link to Medicare CDC Your link to the Center for Disease Control Florida Dept. of Health Your link to the Florida Department of Health Health & Human Services Your link to the Department of Health & Human Services Ulliance Your link to Ulliance Life Advisor Member Assistance Suicide & Crisis Lifeline Your link to the National Suicide & Crisis Lifeline Para sa karagdagang impormasyon Nandito kami para tumulong! Kung mayroon kang anumang mga katanungan tungkol sa iyong mga benepisyo sa kalusugan o pagiging karapat-dapat, tawagan kami sa (754) 777-7735 Your health matters. Don't miss this important screening reminder. Getting your Pap smear may help save your life. You may be due for an important routine screening. Completing your routine Pap smear at least every 3 years (or HPV test every 3 years) is one of the best things you can do to help prevent cervical cancer. ​ Also, regular screenings allow you to detect abnormalities early and reduce your chances of developing cervical cancer. ​ Call your primary care doctor or OB-GYN today to schedule your Pap smear or HPV test. ​ Find answers about cervical cancer and screening options, visit www.floridablue.com/answers/managing-your-health/cervical-cancer-screening . Where should I go when I need care? MGA BAYARAN NG COBRA ISANG RE KAYO AY NASA COBRA PATULOY NG COVERAGE? Maaari mo na ngayong gawin ang iyong buwanang premium na pagbabayad online sa iyong PayPal account MCASF Local 725 Health Fund TANGGAP NGAYON COBRA & SELF-Pambayad THRU PayPal I-remit ang iyong buwanang premium na pagbabayad sa pamamagitan ng pag-click ang pindutan sa ibaba. Transparency in Coverage Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage. ​ The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding: In-network negotiated rates for covered items and services Out-of-Network allowed amount and billed charges for covered items and services As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis. (These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​ You can access these read-able files & documents by clicking below : Transparency Website

Natukoy na Kontribusyon Mga Dokumento Natukoy na Kontribusyon Mga form Nakalista sa ibaba ang lahat ng mga form para sa plano. Maaari mong i-download ang mga ito at punan ang mga ito. Standard Forms Application para sa Mga Pakinabang sa Pagreretiro Form ng Halalan sa beneficiary Form ng Halalan sa beneficiary - Punan Form ng Pag-verify ng Pagbabago ng Address Form ng Pag-verify ng Pagbabago ng Address - Punan Application para sa Mga Kahaliling Benepisyo ng Payee Application para sa Nakaligtas na Asawa o Mga Pakinabang ng Makikinabang ​ 2021 Form ng Halalan sa Elektronikong Elektrikal Applications Application for Retirement Benefits Application for Retirement Benefits ~ Fillable ​ ​ Application for Alternate Payee Benefits Application for Alternate Payee Benefits ~ Fillable ​ ​ Application for Surviving Spouse or Beneficiary Benefits Application for Surviving Spouse or Beneficiary Benefits ~ Fillable ​​ Defined Contribution Plan Documents Ang mga sumusunod na dokumento ay nauugnay sa lahat ng bahagi ng plano. Kung mayroong isang dokumento na kailangan mo na hindi nakalista, mangyaring makipag-ugnay sa Opisina ng Pakinabang. Natukoy na Dokumento ng Plano ng Kontribusyon, epektibo 1/1/2015 Susog # 1 hanggang 1/1/15 Dokumento ng Plano Susog # 2 hanggang 1/1/15 Dokumento ng Plano Susog # 3 hanggang 1/1/15 Dokumento ng Plano Buod ng Taunang Ulat para sa Taon ng Plano ng 2019 Buod ng Taunang ulat para sa Taong Plano ng 2018 Mga Defined Contribution Mailings Buod ng Taunang Ulat para sa Taon ng Plano ng 2020 ​​ Buod ng Taunang Ulat para sa Taon ng Plano ng 2019 Buod ng Taunang Ulat para sa Taon ng Plano ng 2018 Elective Deferral Form para sa 2023 Calendar Year Elective Deferral Form para sa 2022 Calendar Year Elective Deferral Form para sa 2021 Calendar Year Elective Deferral Form para sa 2020 Revised Year Elective Deferral Form para sa 2020 Calendar Year Elective Deferral Form para sa 2019 Calendar Year

Mga Dokumento ng Pensiyon Mga Porma ng Pensiyon Nakalista sa ibaba ang lahat ng mga form para sa plano. Maaari mong i-download ang mga ito at punan ang mga ito. Standard Forms Porma ng Pag-iingat ng Buwis sa Federal Income (W-4P) - Punan Form ng Direktang Deposit Direkta na Form ng Deposit - Punan Form ng Halalan sa beneficiary Form ng Halalan sa beneficiary - Punan Form ng Pag-verify ng Pagbabago ng Address Form ng Pag-verify ng Pagbabago ng Address - Punan ​ Application para sa Mga Pakinabang sa Pagreretiro Application para sa Mga Pakinabang sa Pagreretiro - Punan (Kakailanganin mong makipag-ugnay sa Opisina ng Pakinabang para sa iyong mga pagpipilian at halaga ng benepisyo) ​ ​ Nakaligtas sa Application ng Asawa para sa Mga Pakinabang Nakaligtas sa Application ng Asawa para sa Mga Pakinabang - Napupunan ​ Kahaliling Application ng Payee para sa Mga Pakinabang Kahaliling Application ng Payee para sa Mga Pakinabang - Napupunan Applications ​​ Application for Retirement Benefits for a Married Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your application)​ ​ Application for Retirement Benefits for a Single Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your appl ication) ​ Surviving Spouse Application for Benefits ​ ​ Alternate Payee Application for Benefits (QDRO) ​ Annual Verification Forms ​​ Pension Verification Forms for Retired Members Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable ​ ​ Pension Verification Forms for Surviving Spouses & Beneficiaries Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable Pension Plan Documents The following documents pertain to all parts of the plan. If there is a document that you need that is not listed, please contact the Benefit Office. Dokumento ng Plano ng Pondo ng Pananalig ng Pensiyon ng ACRA Local 725 Taunang Pananaw sa Pagpopondo 2020 Taon ng Plano Taunang Pananaw sa Pagpopondo 2019 Taon ng Plano Taunang Pananaw sa Pagpopondo 2018 Taon ng Plano Taunang Pansinin sa Pagpopondo 2017 Taon ng Plano Mga Pagpapadala ng Pensiyon - Mga Paunawa Ang mga sumusunod na dokumento ay tumutukoy sa mga pagpapadala ng koreo o mga abiso na ibinigay sa lahat ng kalahok sa plano. Kung mayroong isang mailing o abiso na kailangan mo na hindi nakalista, mangyaring makipag-ugnayan sa Benefit Office. Taunang Paunawa sa Pagpopondo 2021 Taon ng Plano ​ Taunang Paunawa sa Pagpopondo 2020 Taon ng Plano Taunang Paunawa sa Pagpopondo 2019 Taon ng Plano Taunang Paunawa sa Pagpopondo 2018 Taon ng Plano Taunang Paunawa sa Pagpopondo 2017 Taon ng Plano IRS - Required Changes to Form W-4P in 2023

Pangangalaga sa kalusugan Mga Dokumento Mga Porma ng Pangangalaga sa Kalusugan Nakalista sa ibaba ang lahat ng mga form para sa plano. Maaari mong i-download ang mga ito at punan ang mga ito. Enrollment Forms Standard Forms Listahan ng Suriin ang Mga Dokumento sa Pag-enrol Enrolment at Pangkalahatang Pormasyong Impormasyon Enrolment at Pangkalahatang Impormasyon (Punan) Form ​​ Form ng Paglabas ng HIPAA HIPAA Release (Punan) Form ​​ Form ng Pag-verify ng Pagbabago ng Address Form ng Pag-verify ng Pagbabago ng Address (Punan) na Form ​​ Pagkawala ng Oras - Buong Application ng Benepisyong Kakulangan Pagkawala ng Oras - Buong Kapakinabangan ng Kapansanan sa Kakayahan (Application) Pagkawala ng Oras - Pahayag ng Manggagamot ​​ Karagdagang Form sa Halalan sa Pagbabayad sa Sarili ​​ Form para sa Halalan ng Pakinabang para sa Subsidyo ng Subsidiyo Form para sa Halalan ng Pakikinabang sa Subsidiyo ng Subsiree (Punan) ​​ Form ng Makikinabang Beneficiary (Punan) Form Address Change Verification Form Address Change Verification Form (Fillable) ​ Address Change Verification Form (Spanish) ​ ​ Beneficiary Form Beneficiary Form (Fillable) Beneficiary Form (Spanish) 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Annual Family Statements 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Health Plan Documents Ang mga sumusunod na dokumento ay nauugnay sa lahat ng bahagi ng plano. Kung mayroong isang dokumento na kailangan mo na hindi nakalista, mangyaring makipag-ugnay sa Opisina ng Pakinabang. Buod ng Mga Pakinabang at Sakop para sa 2021 ​​ Pagkawala ng Oras - Mga probisyon sa Pakinabang ng Kapansanan ​​ Mga Panuntunan sa Pagretiro sa Subsidy ​​ Mga Karagdagang Panuntunan sa Pagbabayad sa Sarili ​​ HIPAA Paunawa ng Mga Kasanayan sa Pagkapribado Pagbubunyag ng Batas sa Mga Bagong panganak Mga Karapatan sa Kalusugan at Kanser sa Kababaihan Programa sa Seguro sa Kalusugan ng Mga Bata ​ Buod ng Mga Pakinabang at Coverage para sa 2020 Buod ng Mga Pakinabang at Coverage para sa 2019 Health Care Mailings Buod ng Taunang ulat para sa 12-31-19 Buod ng Taunang ulat para sa 12-31-18 Paunawa sa Paalala sa Ospital ​​ Taunang Pahayag ng Pamilya BlueOptions Nakalista sa ibaba ang mga serbisyo at produktong inaalok sa pamamagitan ng aming tagabigay ng medikal na network, Florida Blue. Mga Pagpipilian sa Paglilingkod sa Sarili ng Florida Blue Sanitas Medical Center mySanitas Chat Mga Center ng Kalahok sa Florida Blue Florida Blue Mobile App Saan Ako Dapat Pumunta Para sa Pangangalaga? Mga Alituntunin sa Preventative Care Alamin Bago Ka Pumunta Mas Maayos Ka Sulat sa Ospital ng Memoryal sa mga Miyembro Medical Website Listed below are services and products offered through our pharmacy benefit manager, Sav-Rx. Welcome Letter Brochure Dental Listed below are services and products offered through our dental network provider, Florida Combined Life, a Florida Blue company. Your Dental Network Navigating the Dental Provider Network The Importance of Seeing your Dentist Have questions about your dental coverage Oral health for overall health ​ ​ Benefit Summary ~ 8/1/21 - 12/31/21 Benefit Summary ~ 1/1/22 - 12/31/22 Dental Website Listed below is information on the Member Assistance Program offered through our provider, Ulliance Life Advisor Member Assistance Program. Member Assistance Program Summary How to login into the Life Advisor portal Legal & Financial Assistance

ANG IYONG NAKATANGKAS NA RETIREMENT NG KONTRIBUSYON MGA BENEPISYO Ang Lupon ng Mga Tagapagtaguyod ng MCASF Lokal 725 Tinukoy na Pagreretiro sa Pag-aambag Malugod na tinatanggap ka ng pondo sa Natukoy na Kontribusyon website. Sa loob ng website na ito, magkakaroon ka ngayon ng pag-access ng 24 na oras sa isang araw, 7 araw sa isang linggo sa karaniwang hiniling na mga form, kapaki-pakinabang na naka-highlight na mga link, at madalas na tinatanong tungkol sa iyong impormasyon sa benepisyo. About the Defined Contribution Fund The MCASF Local 725 Defined Contribution Retirement Fund is a defined contribution retirement plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently was amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Defined Contribution Retirement Plan. ​ You should file an Retirement Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. DC Fund Preliminary Investment Results 6.6% YTD a s o f July 31, 2024 Mga Pahayag ng DC Ang Iyong 2021 na Mga Pahayag ng Account ng Kalahok para sa Defined Contribution Retirement Fund ay nasa produksyon para sa pagpapadala ng koreo. ​ Hindi mo na kailangang maghintay para sa mail, maaari mong makuha ang iyong balanse sa 2021 ngayon! Mag-log in sa iyong portal para tingnan.... Panahon ng Halalan Mula Oktubre 1 hanggang Nobyembre 30 Mark your calendar to do the 2025 Election to increase your retirement benefit 2022 Summary Annual Report The Summary Annual Report (SAR) provides members with importan t information regarding the Plan. The SAR is required by law to be provided to members by November 15th of each following year. 2022 SAR Summary Plan Description The Board of Trustees are pleased to provided you with the Summary Plan Description, Effective July 1, 2021 ​ This SPD provides the most up to date summary of plan provisions and rules. Get Your SPD More Information On the Defined Contribution Retirement Plan, Contact the Benefit Office @ (754) 777-7735 or Click on the Frequently Asked Questions or Documents pages for additional information or forms. Participant Portal You can review your personal information, 24 hours a day, 7 days a week. Check your account balance(s), hours worked, contributions received on your behalf, you beneficiary and more. You can do address changes directly in the portal as well as upload personal documents securely. Useful Links AARP Internal Revenue Service Medicare Social Security Administration Veteran's Affairs

About Us Benefit Services was established in 2018 to provide professional, caring and dedicated administration of health care and retirement benefits to the members and their dependents of United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 and to provide remittance support to the contributing employers of Mechanical Contractors Association of South Florida. ​ The Offices of Benefit Services are located at 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. The Funds. The Employee Benefit Trust Funds are administered and maintained by a Board of Trustees, which consist of equal number of labor appointed and management appointed Trustees. Each Employee Benefit Trust Fund is administered through the terms and provisions of their respected Plan Document and Trust Agreement. PENSION FUND The Pension benefits are provided by the MCASF Local 725 Pension Trust Fund. HEALTH FUND The Health Care benefits are provided by the MCASF local 725 Health & Welfare Trust Fund. DEFINED CONTRIBUTION FUND The Defined Contribution benefits are provided by the MCASF Local 725 Defined Contribution Retirement Trust Fund EMPLOYER REMITTANCE Employer remittance support is provided by the MCASF Local 725 Service Corporation The Board of Trustees. Dedication. Expertise. Passion. Co-Chairman Kenneth E. Scott, Jr. Business Manager/FST UA Local Union 725 Co-Chairman Eduardo Llosent CEO Airtech Air Conditioning Labor Trustee Thomas A. Flavell Business Agent UA Local Union 725 Employer Trustee Julie C. Dietrich Executive Vice President Mechanical Contractors Association of South FL Labor Trustee Ralph J. Castro Journeyman South Florida Trane Employer Trustee Carlos I. Borja President Weathertrol Maintenance Corp. Labor Trustee Robert T. Heslekrants General Foreman Nagelbush Mechanical Employer Trustee Christopher S. Figueras President Evo Air The Benefit Office Professional. Caring. Dedicated. Jeffrey Allen Administrator Lianet Prieto Director of Operations Joshua Allen Plan Associate - Retirement Louis Hernandez Coordinator - Healthcare Roberto Mattei Bookkeeper - Accounting

FAQs This page contains Frequently Asked Questions regarding the Health Fund. Should you have a question or concern regarding your health coverage, contact the Benefit Office at 754-777-7735 or info@725benefits.org Health Fund Frequently Asked Questions Q. Who are my eligible dependents? A. Your lawful spouse; Your biological children up to age 26; Your legally adopted children up to age 26; Your step-children up to age 26; and Child for whom you have been appointed legal guardian by court for length of guardianship or to age 26, which occurs first Q. When do I become eligible for benefits? A. You will become initially eligible for benefits on the 1st day of the month after you have accumulated contributions paid by your employer of 400 or more employment hours during a 5 consecutive month period. ​ Q. How do I maintain my continued health care coverage? A. Once you have passed initial eligibility, to maintain your coverage, you must work at least 100 hours per month. If you do not work 100 hours per month but have sufficient hours in your hour bank to make up the difference, your coverage will be continued. ​ Q. I worked over the amount of hours needed for coverage, what happens to those additional hours? A. For any hours you work over 100 in a month, those exceeded hours are placed into your "hour bank", the maximum amount of exceeded hours allowed to be placed in the hour bank is 1,000 hours (10 months of coverage). You may utilize hours in your hour bank to assist you in maintaining coverage (i.e. You only worked 60 hours in a month, so you will be short by 40 hours for coverage but your hour bank has a balance of 200 hours. The Fund will withdrawal 40 hours from your bank and add those hours to the 60 hours you work to ensure you have continued coverage. After the withdrawal, your hour bank balance will be 160 hours). Q. How do I add my new baby or spouse to my insurance plan? A. You must submit a completed, signed Enrollment & Vital Information Form along with other required legal documentation to the Benefit office. You can download the Enrollment & Vital Information Form located under Health Care Document section on this website and mail it into the Benefit Office. You must enroll your new dependent within 30 days of birth, adoption, marriage or other important life changes. Documents Required Are : (you must provide these documents or your dependent will not be covered) Spouse: copy of your marriage certificate, copy of spouse's photo ID, copy of spouse's Social Security Card Child : copy of your child’s birth certificate, copy of child's Social Security Card, copy of child's photo ID (if applicable) Step-child : copy of legal decree for coverage, copy of recent tax return, child’s birth certificate, copy of child's Social Security Card, copy of child's photo ID (if applicable) Adopted child: copy of legal decree of adoption, copy of child's Social Security Card, copy of child's photo ID (if applicable) Child for whom you have been appointed their legal guardian: original copy of legal guardianship documents, copy of child's Social Security Card, copy of child's photo ID (if applicable) If Temporary guardianship, status updates will be required every 6 months Failure to remit the required enrollment & vital information form and documents will delay your dependent from getting on coverage. Q. How do I add my spouse to my healthcare benefit? A. Please contact the Benefit Office at (754) 777-7735 for more information. You may also download an Enrollment & Vital Information form located under Health Care Documents section on this website. Once downloaded, complete the enrollment & vital information form in its entirety and submit a copy of your marriage certificate, a copy of spouse's photo ID and copy of spouse's Social Security Card. Failure to remit the required enrollment & vital information form and documents will delay your spouse from getting on coverage. Q. How do I add my newborn child to my healthcare benefit? A. Please contact the Benefit Office at (754) 777-7735 for more information. You may also download an Enrollment & Vital Information form located under Health Care Documents section on this website. Once downloaded, complete the enrollment & vital information form in its entirety and submit a copy of your newborn child’s birth certificate and copy of child's Social Security Card when available. You must enroll your newborn child within 30 days of birth. Failure to remit the required enrollment & vital information form and documents will delay your newborn child from getting on coverage. Q. Whom should I contact if I'm getting a divorced and what documents do I need to submit? A. Please call the Benefit Office and advise the Healthcare and Retirement Services Departments that you are getting a divorce or have already gotten divorced. You will also need to submit a FULL copy of your Judgment of Divorce, Marital Assets/Property Agreements and orders or decrees to the Benefit Office. You should request a new beneficiary form. ​ Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. The Benefit Office does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. ​ Q. I am a first year Apprentice, do I get health coverage? A. No health coverage is not available for first year apprentices. When you advance to a second year apprentice, you will be come eligible for health coverage after 1 hour of work as an Apprentice 2nd year is remitted on your behalf. Eligibility begins on the first day of the month following receipt of that 1 hour of work. ​ Q. Whom should I call if I have questions about my eligibility? A. Please contact the Benefit Office at (754) 777-7735 Q. What if I don’t have enough contributions or hour bank credits to gain eligibility for the month? A. If you fail to have the required employer contributions or hour bank credits to continue healthcare coverage, you may continue coverage by electing COBRA. Each month, the Benefit Office will determine if you have enough hours or hour bank credits to continue eligibility. If you do not, you will receive a COBRA package in the mail explaining your rights under COBRA. It is important to read this package thoroughly so that you are aware of your rights and understand the steps for continuing coverage under COBRA. Q. Will my child(ren) who is/are age 19 through age 26 be covered under the Plan? A. Yes. Due to the Healthcare Reform Act, dependent children are now eligible to remain on the coverage until the age of 26, regardless of student status. Please contact the Benefit Office at (754) 777-7735 for more information. Q. How do I make a payment to continue my Health Care coverage? A. You may remit monthly COBRA self-payments via personal check, money order or cashier’s check to MCASF Local 725 Health & Welfare Fund at 15800 Pines Blvd., Suite 201, Pembroke Pines, FL 33027. You may also pay through your PayPal account, the PayPal button is located on the Health main page. Q. How do I inquire about the status of my medical claim? A. Your medical claims are paid by Florida Blue. Should you have any questions on your medical benefits, claims status, please contact BCBSFL at (800) 664-5295. ​ Q. How do I request a new medical ID card? A. To request a new medical ID card, please contact Benefit Office at (754) 777-7735. ​ Q. Is there a deductible for the insurance? A. Yes, In-Network; $500 per person/ $1,500 family. Out-of-Network; not applicable. Generally, you must pay all of the costs from providers up to the deductible amount before this plan begins to pay. If you have other family members on the plan, each family member must their own individual deductible until the total amount of deductible expenses paid by all family members meet the overall family deductible. The medical plan's benefit year is January 1st through December 31st. ​ Q. Is there a deductible or co-payment on office visits? A. Yes, there is a $45.00 co-payment for a doctor's office visit. ​ Q. Is there a charge for an Emergency Room visit? A. Yes, there is a $300.00 deductible per visit. Urgent care cost is more lower, please check out this helpful flyer Know before you go - Urgent Care vs. Emergency Room t o help you determine which facility you should received care. ​ Q. Is there a maximum I will pay for medical claims? A. Yes, once you have met your calendar year deductible, you will pay 20% of the cost for your medical service and the Fund pays 80% of that cost. Once you have paid $3,600 per person / $7,200 family out-of-pocket for your calendar medical claims then the Fund pays 100% of your medical claims for the rest of that calendar year. ​ Q. I'm an Actively working member and I have illness that is preventing me from working, does the Fund offer any benefits? A. Yes, if you become disabled due to illness or non-occupational bodily injury, you may qualify for short term disability if you meet the requirements. You may be entitled to a benefit based on your job classification if your injury or illness occurred off the job. Benefit for General Foreman, Foreman, R5, R1 & MESJ is $500.00 per week. R2 & Apprentice 5th Year is $360.00 per week. And for R3, R4, MES2, MES3, Apprentice 2nd Year , 3rd year & 4th Year and MAT it is $250.00 per week. A maximum benefit of 26 weeks. Please contact the Benefit Office at (754) 777-7735 for further information. ​ Q. I need a prescription, is there a co-payment? Where can I get my prescription filled? A. Yes, the Fund has 3 levels of prescription co-payments, in addition, there is mail order available which will save you money if your prescription is for a longer period. ​ > Generic Drugs: $15 co-pay for retail and $30 co-pay for mail order > Preferred Brand Drugs: $35 co-pay for retail and $70 co-pay for mail order > Non-Preferred Brand Drugs: $65 co-pay for retail and $130 co-pay for mail order If you utilize an Out-of-Network Pharmacy, you will have a 50% co-insurance cost on your prescription. > Specialty Drugs: Subject to the cost share based on applicable drug tier. Not covered through mail order. Sav-Rx is our pharmacy benefit manager effective May 1, 2024, if you click on their website link on the Health Care page of this website, you will be able to find a Pharmacy near you or call (800) 228-3108. ​ Q. Is there a maximum I will pay for my prescriptions? A. Yes, once you have paid $900 per person / $1,800 family out-of-pocket for your calendar prescriptions cost then the Fund pays 100% of your prescription cost for the rest of that calendar year. ​ Q. How do I request a new prescription ID card? A. To request a new prescription ID card, please contact Sav-Rx at (800) 228-3108 or you can call the Benefit Office at (754) 777-7735. ​ Q. Is there any other benefits than the medical provided by the Fund, like dental? A. Yes, the Fund offers Dental Coverage through Florida Combine Life, a Florida Blue company. Check the Health Documents page for information on Florida Blue Dental. To find an in-network dentist quickly and easily, visit www.floridabluedental.com/find-a-dentist ​ Q. Is there a maximum benefit for the dental plan? A. Yes, the Plan Year maximum is $2,500 with coinsurance payable by Florida Blue Dental for covered services at 70%. You pay the remaining 30% of covered services. Orthodontia service for all insured with a lifetime maximum of $1,000. Dental plan year is January 1st through December 31st. ​ Q. How do I request a new dental ID card? A. To request a new dental ID card, please contact Benefit Office at (754) 777-7735. ​ Q. Is there any life insurance provided by the Fund? A. Yes, the Fund offers a self-funded Life Benefit and Accidental Death & Dismemberment benefit program for actively working members. There is no benefit available for your spouse or dependents nor if you are a retiree. ​ Q. I'm struggling with an issue, is there any counseling available? A. Yes, effective October 1, 2023, the Fund offers a Member Assistance Program through Ulliance. The Life Advisor Member Assistance Program provides assistance to members and their dependents cope with the many personal and work challenges that we all struggle with from time to time. You can read more on the program here . You can call 24/7 at (800) 448-8326 to speak with a counselor who can assist you or log in at lifeadvisor.com ​ Q. I am going to be retiring soon, is there any benefits provided to retirees? A. Yes, the Fund offers a reimbursement for your medical coverage if you worked in the GF, F, R1, R2, R5 , MESJ and MES2 job classifications and for the 60 consecutive month period preceding your retirement worked or had coverage, you may be eligible to receive a Retiree Subsidy payment. For more information on the Retiree Subsidy Benefit, click here . ​ Q. I am going to be turning 65 and am actively working, do I have to sign up for Medicare Part B? A. No, if you are of Medicare age but are actively working and covered under our Fund, you do not have to sign up for Medicare Part B &/or Part D but you must sign up for Medicare Part A. This is also applicable to your spouse, if your spouse is of Medicare age and covered under your health coverage from this Fund, your spouse does not have to sign-up for Medicare Part B &/or Part D. Your spouse does have to sign up for Medicare Part A though.

Nagpapatrabaho Mga Dokumento Employer Documents The following documents pertain to all parts of the contribution remittance process. If there is a document you need that is not listed, please contact the Benefit Office. Collective Bargaining Agreement (CBA) ​ Collection Policy ​ ​ Current Wage & Benefit Schedule - Eff. 7/16/24 Recently Expired Wage & Benefit Schedule - Eff. 7/16/23 Employer Electronic Remittance Guide ​ Mga Defined Contribution Mailings Listed below are mailings that have been sent to all contributing employers. 104(d) Notice for PYE 12/31/22

ANG MGA BENEFITS NG PENSION MO Ang Lupon ng mga Tagapangasiwa ng MCASFLocal 725 Pananalig sa Pondo ng Pondo ay nalulugod na maligayang pagdating sa website ng Pensiyon. Sa loob ng website na ito, magkakaroon ka ngayon ng pag-access ng 24 na oras sa isang araw, 7 araw sa isang linggo sa karaniwang hiniling na mga form, kapaki-pakinabang na naka-highlight na mga link, at madalas na tinatanong tungkol sa iyong impormasyon sa benepisyo. About The Pension Fund The MCASF Local 725 Pension Trust Fund is a defined benefit pension plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Pension Plan. ​ You should file a Pension Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. MCASF Local 725 Pension Fund Annual Funding Notice IRS regulations require that the Annual Funding Notice be provided to members every year. The Annual Funding Notice reflects the Pension Plan's funded status as of the beginning of the 2023 Plan Year (January 1, 2023). Read AFN Here Nakakuha ka na ba ng bagong bank account? Kung ikaw ay tumatanggap ng buwanang benepisyo ng pensiyon at kamakailan mong binago ang iyong bank account, kailangan mong i-update ang iyong impormasyon sa direktang deposito sa Fund Office upang matiyak na ang iyong susunod na tseke ng pensiyon ay madedeposito nang tama. Maaari mong i-update ang iyong impormasyon nang direkta sa iyong portal ng kalahok o maaari mong i-download ang form at ipadala ito sa Opisina ng Pondo. I-DOWNLOAD PARA SA KARAGDAGANG IMPORMASYON Tungkol sa iyong mga benepisyo sa Pensiyon, pagiging karapat-dapat at naipon na halaga, mangyaring makipag-ugnay sa Opisina ng Benepisyo sa (754) 777 - 7735 SA IYONG MGA DALIRI.... Maaari kang makahanap ng mga madalas itanong tungkol sa Pondo ng Pensiyon at mga tanyag na dokumento tulad ng isang application, direktang form ng deposito at marami pa. Mag-click sa mga link sa ibaba! Mga FAQ Mga Dokumento Federal Tax W-4P Form IRS - Required Changes to Form W-4P in 2023 Learn More 2024 Form W-4P Get Your Form Here Helpful Pension Links Helpful Pension Links Your Link to AARP Your Link to Social Security Administration Your Link to the IRS Your Link to Veterans Affairs Your Link to the PBGC Kalahok na Portal IYONG IMPORMASYON NG PERSONAL PENSION Maaari mo na ngayong tingnan ang iyong personal na impormasyon ng benepisyo sa pensiyon, ligtas at madali 24 na oras sa isang araw, 7 araw sa isang linggo. Mula mismo sa computer o kahit ang iyong telepono. ​ Bilang karagdagan sa impormasyon ng pensiyon, maaari mo ring tingnan ang iyong kalusugan at tinukoy na mga benepisyo ng kontribusyon pati na rin ang oras ng trabaho at nakasalalay na impormasyon. Mag-click Para sa Portal>